Read the payslip in this order
- Pay period and employment details: confirm dates, payroll number and payment frequency.
- Gross pay: reconcile basic hours, overtime, premiums, bonus and benefit in kind.
- Taxable or reckonable pay: this can differ by deduction and explains why one percentage does not reproduce every figure.
- Statutory deductions: PAYE Income Tax, Universal Social Charge (USC) and Pay Related Social Insurance (PRSI).
- Other deductions: pension, union, savings, attachment or agreed payroll deductions.
- Net pay: compare it with the bank deposit.
PAYE is the collection system
Revenue says employers normally deduct Income Tax, PRSI and USC each payday under PAYE, plus Local Property Tax at source where applicable. Read Revenue’s PAYE overview.
Your Tax Credit Certificate shows the rate bands, credits and tax basis Revenue has assigned. The employer receives a Revenue Payroll Notification to operate payroll. If the payslip and certificate disagree, ask payroll which notification was used before assuming the arithmetic is wrong.
Investigate a discrepancy
- Compare contracted hours with paid hours and approved leave.
- Check year-to-date totals against the previous payslip.
- Ask payroll for the name and basis of an unfamiliar deduction.
- Review jobs and credits in Revenue myAccount.
- Keep the payslip and written response.
Use the take-home pay estimator for planning, not for replacing payroll or Revenue records.
Primary sources
- Revenue: What is PAYE?, accessed 11 July 2026.
- Revenue: Tax credits and Tax Credit Certificate, accessed 11 July 2026.
- WRC: Payment of wages, accessed 11 July 2026.