The direct answer
Treat unexpected urgency as a warning. A scam may impersonate a bank, delivery firm, public body, relative or employer. Do not click, reply, disclose a code or move money. Verify the request using a number, app or website you found independently. [1]
The warning signs
Be cautious when a message creates panic, secrecy or a short deadline; asks for a password, card detail, one-time code or unusual payment; uses a slightly altered address; or says you must move money to keep it safe. Caller ID and message threads can be spoofed, so a familiar-looking sender is not enough. [1]
Verify without using the message
Close the message or call. Open the organisation’s official app, type its known web address yourself or use a phone number on a statement or official website. If someone claims to be a relative, contact that person another way. A genuine organisation will allow you to verify. [2]
If you interacted
Contact your bank immediately if money or card details may be at risk. Change a disclosed password from a trusted device and change it anywhere it was reused. Save screenshots and transaction details. Report fraud to An Garda Síochána and report suspicious communications through the relevant provider’s official route. [3]
What to do now
- Stop and do not use the supplied link or number.
- Verify through a separate official channel.
- Protect accounts and contact the bank quickly.
- Keep evidence and report the incident.
Primary sources
Claims and service details were checked against these official sources on 2026-07-11. Follow the source for the latest operational detail.
- An Garda Síochána: Fraud and cybercrime prevention Accessed 2026-07-11
- National Cyber Security Centre: Cyber security advice Accessed 2026-07-11
- Competition and Consumer Protection Commission: Scams Accessed 2026-07-11
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Editorial note
Publisher: Around.ie Editorial. This page provides general information, not individual professional advice. Material changes trigger an earlier review. Corrections create a new reviewed version.