Calculate residential stamp duty
Revenue lists rates of 1% on consideration up to €1 million, 2% on the portion over €1 million up to €1.5 million, and 6% on the portion over €1.5 million for instruments executed under the current rules. Special cases can differ. Verify Revenue’s current rates.
Get itemised professional quotes
Ask the solicitor to separate the professional fee, VAT and third-party outlays such as searches and registration. Ask what extra title, planning, probate or management-company work would cost.
A lender valuation is not a detailed condition survey. Price an independent survey or engineer’s inspection according to property age, construction and condition.
Allow for insurance and setup
The CCPC identifies legal fees, stamp duty, valuation, mortgage protection and home insurance among the costs beyond the deposit. It advises shopping around for insurance rather than assuming it must be bought from the lender. See CCPC buying-cost guidance.
Also allow for removals, utility setup, locks, furnishings, immediate repairs and an emergency reserve after completion.
Primary sources
- Revenue: Stamp Duty and property rates, accessed 11 July 2026.
- CCPC: Applying for a mortgage, accessed 11 July 2026.
- Tailte Éireann: Property registration, accessed 11 July 2026.